Junior Loan Officer Job at Legacy Mortgage Loans, Inc, San Fernando, CA

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  • Legacy Mortgage Loans, Inc
  • San Fernando, CA

Job Description

Job Description

Job Description

Job Summary:

We are seeking a motivated and detail-oriented Junior Loan Officer to support our lending team. This entry-level role is ideal for individuals looking to start a career in finance, lending, or banking. The Junior Loan Officer will assist in evaluating loan applications, maintaining client relationships, collecting documentation, and ensuring compliance with company and regulatory standards.

Key Responsibilities:

  • Assist in reviewing and processing loan applications for personal, commercial, mortgage, or auto loans.

  • Communicate with clients to gather financial documents and verify application information.

  • Input and update loan application data into internal systems.

  • Conduct preliminary financial analyses and risk assessments.

  • Ensure loan files are complete and compliant with internal policies and external regulations.

  • Provide clients with information on loan products and assist with basic questions.

  • Support Senior Loan Officers in maintaining client relationships and preparing documentation.

  • Track and follow up on pending applications or missing documentation.

  • Stay up to date on lending regulations, financial products, and underwriting guidelines.

Requirements:

  • Associate or Bachelor’s degree in Finance, Business, Economics, or a related field (preferred but not required).

  • 0–2 years of experience in finance, banking, or customer service.

  • Strong attention to detail and organizational skills.

  • Excellent communication and interpersonal abilities.

  • Basic understanding of lending principles and credit evaluation (training provided).

  • Proficiency in Microsoft Office (Excel, Word) and CRM or loan origination systems is a plus.

  • Ability to work in a fast-paced environment and manage multiple priorities.

Preferred Qualifications:

  • Bilingual: Spanish Preferred

  • Experience working with loan software or CRM tools

  • Knowledge of federal and state lending regulations

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